RiverFall offers a VISA Classic credit card with 12.9% APR* and no annual fee.  This rate applies to purchases, cash advances, and balance transfers.  There is a 25 day grace period for new purchases and there is no balance transfer fee. 


To apply for a credit card, visit any RiverFall location.  For added convenience, print and complete the VISA Application before you stop by.  Or, you may fax the competed application to 205.758.3696, Attn: Loan Dept. 

For questions or concerns about your VISA Classic credit card, contact Member Service at 205.759.1505 or toll free at 800.331.9880.

To report a lost or stolen card, 24 hrs a day, call 800.991.4961.   To sign up for on-line VISA account access, visit www.ezcardinfo.com.  For complete information about signing up for Verified by VISA, the security program ensuring that no can use your VISA card when shopping online but you, visit www.visa.com/verified.

*APR = Annual Percentage Rate.  Minimum finance charge $0.50.  Late payment fee $20.  Over-the Credit-Limit Fee $20.