Skip to content


Make your home in the Tuscaloosa area — and make it affordable with RiverFall.

Key Features

  • Variety of Financing Programs
  • Competitive Rates
  • Refinancing Available
  • Finance the home you want, at a rate you can afford
  • Competitively low rates for home purchase, refinance, or construction
  • Available for primary residence, second homes, vacation homes, or investment properties
  • A wide range of terms customized to your unique situation
  • A wide range of financing programs available:
    • Fixed-rate mortgages
    • Adjustable Rate Mortgages (ARMs)
    • USDA Rural Housing Loans
    • FHA Loans
    • VA Loans
  • Helpful loan advisors with working knowledge of the local real estate market
  • Free pre-approval for extra confidence when it comes to securing financing
  • Refinance your current home to potentially lower your rate
  • Prompt, local decision-making
  • Friendly, reliable service throughout
  • Available to residents of Tuscaloosa, Northport and the surrounding area
  • Fixed-rate 1st mortgage, or traditional home purchase or refinance. Term is up to 15 years.
  • Fixed-rate 1st mortgage for unimproved property or land. Term is up to 12 years.
  • Adjustable-rate 1st mortgage, fixed for 7 years, then adjusted annually with a 30-year amortization.

And great news!  We now offer 30-year FHA, VA, USDA and conventional mortgage loans. You can finance up to 100% for VA and USDA mortgages — no down payment required.

FHA offers a low down payment — only a 3.5 percent down payment is required and conventional, 30-year fixed offers financing up to 97% (with PMI/Private Mortgage Insurance).  Speak to a lender today at 205-759-1505 and get your free pre-approval letter.

Please call 205-759-1505 to get started

Rates and terms subject to credit evaluation and qualification. Actual rates and terms may vary.