Skip to content


Bring Visa with you — and enjoy spending flexibility wherever you go.

Key Features

  • Competitive Rates
  • Anytime Funds
  • No Annual Fee
  • Local Service
  • Boost your purchasing power with a Visa Classic® credit card
  • Competitive rate (12.9% APR*)
    • Rate applies to purchases, cash advances and balance transfers
  • 25-day grace period for new purchases
  • No balance transfer fee
  • No annual fee
  • Manage your card via RiverFall's online banking
  • Added security with advanced risk technology included
  • Choose your own PIN by calling 888.891.2435
  • Easily replaced if lost or stolen (call 855.293.2458)
  • Worldwide acceptance, local service

NEW!  Online account access is now available!  Register/login here

For questions or concerns about your Visa Classic® credit card, simply contact us

Please note new payment address effective March 24, 2019: P.O. Box 650789, Dallas, TX 75265-07989.

How to Apply

To apply for your credit card, visit any of our locations. For added convenience, print and complete the Visa application before you stop by.   

Or, you can fax the completed application to 205.758.3696, Attn: Loan Dept.

Report a Lost or Stolen Card

To report a lost or stolen card, 24/7, call 855.293.2458.

*APR = Annual Percentage Rate. Minimum finance charge $0.50. Late payment fee $20. Over-the Credit-Limit Fee $20.