A 2nd mortgage is a loan taken against your home on which there exists a primary mortgage. The home equity is used as collateral for the second loan.  You can obtain the cash you need to consolidate or repay other debts, make a significant purchase, pay for education expenses, or take a vacation.

RiverFall offers a fixed rate 2nd mortgage or traditional home improvement loan with a term of up to 15 years.

At RiverFall, you’re more than your score.  We look at your entire story – your employment, residency, payment history with RiverFall and others, etc. – in addition to your credit score.  We want you to qualify for the best possible rate, and we won’t rely solely on an arbitrary number.  We want to lend to you!

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Loan Applications

Rates and terms subject to credit evaluation and qualification.  Actual rates and terms may vary.